We can provide a loan to fit your needs whether you are buying your first car, upgrading to a bigger and better model, or looking to buy your dream car.
You can expect fast, simple to submit an application for car and truck loans without any concealed charges at very competitive rates.
Our Cost Promise
Nearly all our clients get the advertised price. But, we guarantee that you’ll never pay more than ?193.7 per month with our maximum 20.5% APR Representative when you borrow ?7,500 over 5 years* if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR,.
And keep in mind – you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget if you apply for a shorter term and are offered a higher rate.
One of the good reasons we’ve been voted the UK’s Best Direct Loan company by the cash the past six years.
Car and truck loans details
- Auto loan cover anything from ?2,500 to ?25,000 for a term of 2 to five years
- 3.2% APR Representative* on signature loans between ?7,500 and ?25,000
- An easy task to complete online application procedure as well as a decision that is instant
- Fixed month-to-month repayments
- No arrangement charges
- No concealed charges
We rely on maintaining things simple, so are there no arranged charges or concealed fees. But keep in mind the price you will be provided can vary because of circumstances that are personal loan quantity.
Very Very Carefully engineered whether you’re buying old or new, our flexible loan caters for all price ranges and you can take up to five years to pay it back with you in mind, our low cost loan is competitively priced, so.
Our effortless on line application literally takes moments to perform and funds might be in your account within two trading days.
We treat all our clients and their applications on a specific foundation. The price is susceptible to alter while the APR that is representative never be the price you are going to get. We are going to give you an interest rate according to our evaluation of one’s individual monetary circumstances. The utmost APR you will be provided is 29.9%*. All loans are at the mercy of status.
*Only for applications performed straight through the Hitachi private Finance internet site
Key points – the crucial all about our auto loans, at a glance
Simply how much may I borrow?
Our car and truck loans product (along with other loans for any other automobiles) allows you to borrow between ?2,500 and ?25,000.
Your repayments should be made month-to-month, aided by the very first payment being payable 30 days when you signal your contract.
You can easily nevertheless make overpayments and early repayments in your loan cost-free, at the mercy of our stipulations – see our full group of terms and conditions.
What’s the payment duration?
Repayment terms are between a couple of years to five years.
The attention price from the loan is fixed through the duration of the loan duration. Interest is charged for a basis that is daily. Click our calculator to see payment calculations.
Just exactly just How quickly can we have the funds within my account?
The application that is online takes ten full minutes. We are going to make a decision that is instant the funds could possibly be in your bank account within 48 hours.
Are there any arrangement costs?
No, there are not any arrangement costs or other concealed charges connected to the loans.
What goes on if we can’t make the repayments?
You ought to know which you shall incur fees if re re payments aren’t made on time.
We will charge listed here if repayments aren’t held up to date: –
- Returned or recalled Cheques or credit/debit card re payments – ?25 per event
- Direct Debits being recalled – ?22 per event
- Letters delivered to you as outcome of the breach of agreement – ?25 per page
- Default Notice – ?25 per notice
Do you have got a call centre?
Yes, our customer that is UK-based service are waiting to consult with you on 0344 375 5500.
Starting times: Monday to
To learn more about our loans be sure to take a good look at our Key Information part.
Listed here is our range of requirements you need to fulfill to utilize for a Hitachi private Finance auto loan;
- You should be aged 21 or higher
- You really need to have a bank or building society account
- You need to be a permanent uk resident (while having been surviving in the united kingdom for at the least year)
- You should be in permanent premium work, retired or self-employed by having a retirement
- You’ll want a credit history that is good
It will be helpful when you yourself have the information that is following hand when obtaining that loan;
- Yearly earnings
- Employment details
- Banking account details
- Final five years target history
Auto Loans Calculator
Utilize our loan calculator to obtain an estimate for the Hitachi private Finance auto loan.